:root {
  --navy: #001f46;
  --blue: #073b74;
  --yellow: #ffc400;
  --ink: #142033;
  --muted: #5e6a7d;
  --line: #dce3eb;
  --soft: #f4f7fa;
  --white: #ffffff;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-size: 16px; line-height: 1.65; }
a { color: var(--blue); }
img { max-width: 100%; height: auto; display: block; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.skip { position: absolute; left: -9999px; top: 0; padding: 10px; background: var(--yellow); color: #000; z-index: 10; }
.skip:focus { left: 10px; }
.site-header { border-bottom: 1px solid var(--line); background: rgba(255,255,255,.98); position: sticky; top: 0; z-index: 5; }
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.brand img { width: 180px; }
nav { display: flex; gap: 24px; flex-wrap: wrap; }
nav a { color: var(--ink); text-decoration: none; font-weight: 700; }
nav a:hover, nav a:focus { color: var(--blue); text-decoration: underline; }
.hero { background: linear-gradient(135deg, #eef4fa 0%, #fff 62%); padding: 72px 0; border-bottom: 1px solid var(--line); }
.hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 56px; align-items: center; }
.hero h1, .legal h1 { font-size: clamp(2.3rem, 6vw, 4.5rem); line-height: 1.06; letter-spacing: -.045em; margin: 12px 0 24px; color: var(--navy); }
.hero-mark { max-width: 430px; justify-self: end; }
.lead { color: var(--muted); font-size: 1.25rem; max-width: 680px; }
.eyebrow { text-transform: uppercase; letter-spacing: .13em; font-size: .8rem; font-weight: 800; color: var(--blue); margin: 0 0 8px; }
.actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }
.button { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; padding: 11px 20px; border-radius: 8px; text-decoration: none; font-weight: 800; border: 2px solid var(--navy); }
.button.primary { background: var(--navy); color: white; }
.button.primary:hover, .button.primary:focus { background: var(--blue); }
.button.secondary { background: white; color: var(--navy); }
.section { padding: 76px 0; }
.section h2, .legal h2 { color: var(--navy); line-height: 1.2; }
.section h2 { font-size: clamp(1.8rem, 4vw, 3rem); margin: 0 0 14px; }
.section-intro { max-width: 760px; color: var(--muted); margin-bottom: 34px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.cards article { border: 1px solid var(--line); border-radius: 12px; padding: 24px; background: white; }
.cards h3 { color: var(--navy); margin-top: 0; font-size: 1.15rem; }
.cards h3 a { color: inherit; text-decoration: none; }
.cards h3 a:hover, .cards h3 a:focus { text-decoration: underline; }
.cards p { color: var(--muted); margin-bottom: 0; }
.muted { background: var(--soft); }
.split { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; }
.contact { background: var(--navy); color: white; }
.contact .eyebrow, .contact h2, .contact a:not(.button) { color: white; }
.contact-box { display: grid; grid-template-columns: 1.1fr .9fr; gap: 70px; align-items: start; }
.contact-details { border-left: 1px solid rgba(255,255,255,.25); padding-left: 40px; }
.contact .button.primary { background: var(--yellow); border-color: var(--yellow); color: #111; }
footer { background: #00152f; color: #dfe8f2; padding: 42px 0 24px; font-size: .95rem; }
footer a { color: white; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr .7fr; gap: 30px; }
.copyright { margin-top: 28px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.2); color: #aebdcd; }
.legal { max-width: 820px; padding-top: 70px; padding-bottom: 80px; }
.legal h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); }
.legal h2 { margin-top: 36px; font-size: 1.35rem; }
.service-page { max-width: 920px; padding-top: 64px; padding-bottom: 80px; }
.service-page h1 { color: var(--navy); font-size: clamp(2.2rem, 5vw, 3.8rem); line-height: 1.08; letter-spacing: -.035em; }
.service-page h2 { color: var(--navy); margin-top: 38px; line-height: 1.25; }
.service-page .summary { color: var(--muted); font-size: 1.2rem; max-width: 760px; }
.service-page ul { padding-left: 22px; }
.service-page li { margin: 8px 0; }
.notice { border-left: 5px solid var(--yellow); background: var(--soft); padding: 18px 20px; margin: 30px 0; }
.breadcrumbs { margin-bottom: 24px; color: var(--muted); font-size: .95rem; }
.breadcrumbs a { color: var(--blue); }
@media (max-width: 850px) {
  .hero-grid, .split, .contact-box { grid-template-columns: 1fr; gap: 30px; }
  .hero-mark { max-width: 300px; justify-self: center; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .contact-details { border-left: 0; padding-left: 0; }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1120px); }
  .site-header { position: static; }
  .header-inner { align-items: flex-start; padding: 14px 0; flex-direction: column; gap: 10px; }
  .brand img { width: 150px; }
  nav { gap: 14px; font-size: .92rem; }
  .hero { padding: 48px 0; }
  .hero h1 { font-size: 2.45rem; }
  .hero-mark { display: none; }
  .section { padding: 54px 0; }
  .cards { grid-template-columns: 1fr; }
  .button { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }